A potential client comes to your house to take a look at your portfolio. Being the gracious host that you are, you offer a beverage. A martini? Sure. Extra dry? Fine. Have you got olives? Of course you do. Client is thoroughly blown away by your superior mixology skills. Just as you’re about to cross the t’s and dot the i’s, said client trips over your laptop cord.

No big deal, it happened at home and you’ve got that top-notch homeowners insurance just in case of such wildly unlikely incidents, right? Incorrect!

Your homeowners or renters insurance almost certainly does not cover bodily injuries that occur in your home while conducting business.…