3 Finance Options That Are Better Than Saving

Having enough money to achieve your financial goals requires patience for many people. Putting away what you can afford to save each month and keeping track of any growth. However, whilst many people will focus on a savings account alongside their pension pot, other finance options could help boost your savings much more quickly and provide a different approach.

Developing smart financial habits

Here are 3 different options to consider if regular savings aren’t working for you.

Short Term Borrowing

Saving can take time, especially if you need money quickly and you can only put aside a small amount each month. If you have been saving for a while, you may have built an emergency savings fund just to cover any unexpected expenses when they crop up.…

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Tips for Starting a Successful Business

Recent years have seen a big surge in the number of people starting their own businesses, with countless individuals deciding to be their own bosses, putting their own ideas, visions, and dreams into practice and sharing new products and services with the world.

Starting a successful business

There are plenty of different benefits to starting a new small business, but there are also drawbacks. Statistically speaking, the majority of startups do unfortunately fail, with many struggling to survive longer than a few years.

There are lots of possible explanations for this. Some startups fail due to a lack of experience on the part of their founders, while others fail due to a lack of preparedness, or when those involved don’t know how to react adequately to unforeseen challenges.…

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How Much Money Should I Save Before Looking to Rent?

Looking to get your own place for the first time? While you’re probably excited to reach this major goal that you’ve been thinking about for much of your life, to enjoy quiet, freedom, and no one telling you what to do, if you aren’t prepared you could find yourself having to move back in with your parents before you’ve even unpacked all the boxes.

Rental costs

Just because you have enough cash in your bank account to pay the rent on one of those enticing Dallas apartments or an apartment anywhere else doesn’t mean you have enough to move out. Of course, you probably know that already which is why you’re asking how much money you should save first.…

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Getting a Degree has Never Been Easier

There are a lot of ways to advance your career, and one of them is through getting a college degree. Whether you have a degree and want to get an advanced one, or you’ve not been to college before, the options today are better than ever before.

Getting a degree

You can go to school online, and get your degree without the need to commute and sit in the classroom. That’s great news for busy professionals and people who don’t have a school near them. If you’re worried about affordability, you now have an option that’s tuition-free!

You Can Go to School Without Paying Tuition

When you attend University of the People, you can get a degree without ending up in a lot of student debt.…

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Is Your Salon Outdated? How to Know and What to Do to Fix It

Have you been looking around your salon feeling uninspired, or do you have a sudden urge to change your layout or add in new decor to spice up the space? If so, your salon may be outdated, which means it’s not suiting your current goals, growth or the look and feel you want for your space.

Retro salon

Source: Everett Collection

If your salon is outdated, don’t panic. There are both quick fixes and long-term plans that you can set into motion to help update your salon and give it the look you would like.

It’s critical to make sure that your salon looks clean, organized and modern as an outdated salon may cost you clients.…

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3 Green Changes Small Businesses Can Make

It can seem like green initiatives, and changes are best left to much larger, better-funded enterprises when you are a relatively small fish, but that could not be further from the truth. All it takes is the will to make a difference and, importantly, knowledge of how and where you can best maximize your impact.

Small business goes green

There are myriad ways for small businesses to make green changes and maximize their green impact. Below are three such changes that you, as a small business owner, can make today.

Green Banking

Small businesses can feel that, because of their small size, their greening and other efforts to make a positive environmental impact will amount to drops in the bucket.…

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Seven Facts You Need to Know About The Green Card Lottery

Working, studying, starting your own business, buying real estate in the USA – all this may become possible thanks to the Green Card. This cherished card confirms your residency permit and gives you the right to employment in the USA, as well as serves as the key to obtaining the U.S. citizenship.

Obtaining US citizenship

One of the most popular ways to get a Green Card is to take part in the annual Diversity Visa Lottery. The Diversity Visa Lottery is a drawing for visas that enable one to move to the United States and become a permanent resident.

Before you enter the lottery, read the most important facts about it so you know what to expect.…

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Why You Should Outsource eCommerce Order Fulfillment

As an e-store owner, you know the deal does not end with the customer paying for the item. You have to take care of the shipping, packaging, inventory management, handling returns, and such. That’s just the beginning of the entire process.

Ecommerce order fulfillment

You have to make sure product delivery is handled perfectly, so you get good reviews, then repeat business, improving your bottom line. It’s a pretty complicated process that involves managing and coordinating shipment and transportation of the items to the end consumer.

Here is an outline of the benefits you get when you outsource eCommerce order fulfillment.

Helps you avoid long-term lease agreements

If you choose to keep your order fulfillment in-house, it means you enter some long-term lease agreements and other commitments so that you get space for your inventory.…

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What Are the Main Advantages of Investing in Gold?

While there are few true safe-haven assets in the global financial space, gold is undoubtedly one that fits this coveted description.

Gold investing

photo credit: Michael Steinberg / Pexels

In addition to being a relatively secure store of wealth and a precious metal with at least some industrial demand, gold also provides a viable hedge against the inflationary pressures of fiat currency.

This can prove invaluable during a recession and periods of economic decline, which is just one of the reasons why the value of gold soared and achieved brand new highs during the coronavirus pandemic through 2021.

In this post, we’ll explore the main advantages of trading and investing in gold, especially in the current economic climate.…

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All You Need to Know about Guarantor Loans in the Coronavirus Crisis

Usually, it can be tricky to get a loan if you have a poor credit score, but guarantor loans are changing that. As we come out of the coronavirus crisis, many of us are reassessing our finances and considering what is important to us, which is leaving many people searching for help from credit providers.

Consider guarantor loans during the pandemic

To help you, we’re giving you everything you need to know about guarantor loans before you approach a payday loan direct lender to secure the cash you need.

What Is A Guarantor Loan?

A guarantor loan can make a good alternative to a standard personal loan, particularly if you have poor credit.…

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