1. A bank that will not place a hold on checks that we deposit. In order to keep the money moving along, we need access to that money ASAP so we can pay bills. We find ourselves having to open a new business account with every bank that is where the checks we receive are from just to have next day access to those checks.

2. The last couple of years we had to rely on credit cards to survive. We have good credit & have paid on time now for years on those cards. Give us a break by offering Consolidation loans again so we can have a lower interest rate, one bill and free up some money that hey, maybe we can then invest with your bank and/or put back into the community. If you take every single nickle and dime from us in interest payments on those credit cards we cannot free up any money to hire employees or spend to help the economy.