7 Things Small Business Owners Need to Know About Workers’ Compensation

Small businesses face a number of challenges in their day-to-day operations, including supply delays, market uncertainty, compliance issues, employee injuries, and cost calculations. Workers’ compensation can be a time-consuming and financially-draining hurdle to clear for small business owners if their employees suffer job-related injuries on-the-clock.

Workers' compensation

When dealing with a workers’ comp case, a small business owner should abide by and fully understand the intricacies of workers’ compensation. For more information, talk to a reputable workers compensation attorney like Schwartzapfel Lawyers or review the following list of seven things small business owners need to know about workers’ compensation.

1. What is workers’ compensation?

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Main Reasons Why Your Workers’ Compensation Could Be Denied

We have covered in the previous articles that there is an eligibility requirement before you can be considered, well, eligible for claiming a workers’ compensation benefits.

Workers' compensation

Let us review this eligibility requirements briefly:

  • You should be classified as an “employee”.
  • Your employer/company should have a workers’ compensation insurance.
  • Your injury should be work-related.
  • You should filed for a workers’ compensation claim on or before your state’s allotted deadline.

Most likely, you will pass the four eligibility requirements. Yet, just because you are eligible does not mean you will automatically get your workers’ compensation. Your employer and insurance company would like to know if your case is truly work-related, or if your case falls within the range where you should be given workers’ compensation benefits.…

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Do You Need a Lawyer When Claiming for Workers’ Compensation?

When claiming for workers’ compensation benefits, one of the questions that may enter your mind is: do I need a lawyer when claiming for worker’s compensation benefits?

Hire a lawyer for making workers' compensation claims

Technically, the answer is no. You can usually do the filing for claims yourself without any lawyer’s help. However, not all are comfortable doing this by themselves.

For one, they are afraid of being given less of what they actually deserved. This is a sad reality, but some companies and even insurance companies do not give the full compensation an employee deserves, primarily for their own interests.

But let’s be clear: we don’t intend to put employers, companies and insurance companies in a bad light – it just so happens that some do rip off their employees.…

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What Are the 5 Types of Accidents Covered Under the Defense Base Act?

Based off of an extension of the Longshore and Harbor Worker’s Compensation Act, the Defense Base Act serves a very specific purpose. It provides compensation for medical benefits, death benefits and more to eligible employees. Unlike the LHWCA, the Defense Base Act has several restrictions on which accidents are covered, and which workers can collect payment.

Wet floor caution sign

The often-complicated nature of the paperwork leads to workers depending on the help of Defense Base Act legal teams. They provide a network of information that is needed to navigate the rough road to recovery.

5. While Driving

When driving on the job, an accident can change everything.…

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Catching Workers Comp Fraud Committed by Employees

Workers compensation is a federal program that requires employers to pay for medical and compensation benefits if their employees become injured or disabled while working at your place of employment (each state has its own set of workers’ comp laws). Work injuries can be anything from carpal tunnel syndrome from repetitive mouse/computer use to hurting your back during a fall on company property.

Worker comp covers back injury

The workers’ comp laws were put in place to provide the injured workers with fixed monetary awards to help prevent litigation and give the employees and their dependents a chance to stay afloat financially while being out of work.…

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Workers’ Compensation in Arizona and Employee Rights

Like all states across the country, Arizona has workers’ compensation rights that protect employees in case they are injured on the job. Employers have a responsibility to cultivate a safe working environment, prevent accidents, and provide proper medical assistance to employees who are hurt while working. Otherwise, if employer negligence is to blame for a serious personal injury at work, the employee may file a lawsuit with a personal injury attorney in Scottsdale or whatever city the accident occurred in.

Construction worker working hard
photo credit: ToolsTotal.com

Not having workers’ compensation at an Arizona business that needs it may result in a class 6 felony.…

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A Workers’ Compensation Guide for Small Business

Employees are imperative to the successful operation of all small businesses, perhaps even more so than for large corporations because those larger entities usually have workers they can allocate where there’s a labor shortage. But, what happens when an employee is severely injured on the job? What are the responsibilities of a small business? That’s what this guide aims to do, provide a basic understanding of a small businesses’ responsibilities when an employee becomes too sick or injured to continue in their job.

Workplace accident

“Unlike other personal injury claims, if you suffer an injury in the workplace, you don’t need to prove negligence was caused by the employer or if it was the employee’s fault,” says Attorney Dan Brown of St.

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Worker’s Compensation in Canada: Understanding Your Rights and Responsibilities

It seems that there are a number of Canadians who don’t know the extent of their rights when it comes to the topic of workers compensation.

Worker

Employment law specialists such as Loya & Associates normally have all the angles covered when it comes to getting you what you deserve under your employment rights and it also helps if you can gain a better understanding yourself of your rights and responsibilities.

The Workers Compensation System

One of the main points to remember is the fact that workers compensation law should always be viewed as a separate and distinct area of law.

This has always been the case and as lawyers in this specific field of expertise will already know, applying principles from other areas of law may not produce the correct answer to a relevant compensation question.…

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