Frequently Asked Questions About Business Liability Insurance

No matter what type of business you operate — no matter how many employees you have, the equipment you use or whether you have a physical location — you need insurance. No business is immune from being sued; even when a business operates with every good intention, they may become the victim of any number of lawsuits.


While the world of business insurance is vast, the essential type of coverage that every business needs is general liability insurance. Here are a few answers to questions you may have about liability insurance, so you can make more informed decisions about protecting your business:

What Does General Liability Insurance Cover?

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4 Ways to Protect Your Business from Product Liability Claims

No product is truly safe from risks, but it’s your responsibility to strive for that goal whenever you design and manufacture your products. Liability insurance is one way to protect your business against claims, but there are other steps you can take to lower your risk.

Liability insurance

1. Test Products Thoroughly

Products go through an exhaustive amount of testing before they launch, but testing shouldn’t stop once these products hit the shelf. Consistent and continued testing can help you pinpoint potential defects on the design or manufacturing of your product.

Without continued testing, you may miss a potential defect or design flaw that can lead to negligence claims.…

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