FHA Loans for Small Business Owners

When you own a small business, the phrase “home sweet home” can also mean “business sweet business” as everything overlaps. If you have a home-based business or have money tied up in developing your startup, it can be challenging to get a mortgage.

FHA loans for small business

For small business owners, a Federal Housing Administration (FHA) loan is an alternative option to conventional mortgage plans. Those who don’t qualify for a mortgage may qualify for an fha loan. Here’s what you need to know about this option to determine if it’s the path for you as a small business owner.

What is an FHA Loan?

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Workers’ Compensation in Arizona and Employee Rights

Like all states across the country, Arizona has workers’ compensation rights that protect employees in case they are injured on the job. Employers have a responsibility to cultivate a safe working environment, prevent accidents, and provide proper medical assistance to employees who are hurt while working. Otherwise, if employer negligence is to blame for a serious personal injury at work, the employee may file a lawsuit with a personal injury attorney in Scottsdale or whatever city the accident occurred in.

Construction worker working hard

Not having workers’ compensation at an Arizona business that needs it may result in a class 6 felony. Even if employees never file workers’ compensation claims, if your business does not have that insurance, your business may incur steep civil penalties of up to tens of thousands of dollars.…

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Diversifying Your Assets with Real Estate

Diversifying your assets is very important in this day and age. With a diverse portfolio, one can ensure that their investments are not one-dimensional. This gives you some financial security since if one area of your investment fails it is not the end of the world, and your other investments can keep your financial situation afloat.

Real estate investing

One of the best ways to diversify your assets is to get into the real estate market. Getting into the real estate market may be tricky at first, and you will need to learn many new things about the market, but in the end it will be worth it.…

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4 Things You Should Know About Being a Landlord

Being a successful landlord involves more than simply collecting the rent each month. Understanding legal requirements, adapting to problems, and being compatible with many different personality types are all essential skills.

Landlord

Not only skills, you also need tools to manage and market your property better. For example, you should use websites that let you to advertise rental property for free. You should also use property management apps that can help you with rental management, maintenance, and so on. And don’t forget, there’s a toolset that’s called social media.

As you can see, being a landlord is not everyone’s cup of tea. …

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3 Careers that Actually Help People

As you reach the end of high school, the time has come. You have to decide. What do you want to do with the rest of your life? You’re probably getting very sick of people asking that. If you were sure of what you wanted to do, you might be excited to tell people. But you don’t know. And so the endless queries of, “So! What are you going to do with your life?” are probably driving you nuts.

Thoughtful young man

While the pressure might be annoying, it isn’t going to go away. Some way or another you have to decide what to do with this next year.…

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Boosting Information Retention During Staff Meetings

According to Harvard Business Review, 15 percent of an organization’s collective time is spent in meetings. This percentage has increased year-over-year since 2008, meaning many organizations are now devoting even more time and energy to meetings than in the past.

Staff meeting

Staff meetings can be invaluable for disseminating important information across a company and encouraging collaboration. But these sessions must be genuinely impactful to achieve such goals. Otherwise, organizations risk meetings becoming a distraction from other work or even a source of frustration for employees.

Boosting information retention during staff meetings is key to making them count. You want everyone to leave the room having digested and understood the key points.…

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How to Trade Penny Stocks: The 101

Day trading is one of those pursuits that cannot be quantified into a perfect analytics style that anyone can accomplish. Understanding trends and being able to read charts is important, so you need to have a head for numbers, but you also need to be able to think in abstract terms.

Penny stock analysis investment

You can make money by news trading, or jumping on stocks that could bounce on earnings reports or the United States job reports. But learning how to trade penny stocks is a different story.

Penny stocks trading is never easy

Penny stocks, as far as day traders are concerned, can run from $2 to $10.…

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Why Home-Based Businesses Need More Than Homeowners Insurance

A potential client comes to your house to take a look at your portfolio. Being the gracious host that you are, you offer a beverage. A martini? Sure. Extra dry? Fine. Have you got olives? Of course you do. Client is thoroughly blown away by your superior mixology skills. Just as you’re about to cross the t’s and dot the i’s, said client trips over your laptop cord.

Home business insurance

No big deal, it happened at home and you’ve got that top-notch homeowners insurance just in case of such wildly unlikely incidents, right? Incorrect!

Your homeowners or renters insurance almost certainly does not cover bodily injuries that occur in your home while conducting business.…

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Important Tips for Winning the Amazon Buy Box

The Amazon Buy Box is one of the most important factors that should be taken into account in strategizing to increase sales and boost profits on Amazon. Those who are well-versed in the Amazon marketplace always have this as a goal: to win the Amazon Buy Box.

Winning the Amazon Buy Box

Win the Buy Box?

Before anything else, it’s important to briefly discuss what the Buy Box is all about. Those who are new to the Buy Box will likely wonder why the phrase uses the verb “win”. It’s basically because having your products in the Buy Box is not as straightforward as some may think.…

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Why Today’s Construction Projects are Leaning Towards Modular Building

Off-site construction and modular building are favoured modern building methods and no wonder: they save time, money and resources. MTX Contracts take a look at why this is the case, using examples from around the globe.

Building windows

It is a form of building that is here to stay. Modular building affords the client many options, from complete customisation to amazing savings on time and money. And it is a sustainable process too, something that is of increasing importance.

And thus, today’s construction projects are embracing this innovative building technology and as these examples highlighted by MTX Contracts show, the results are not only stunning but answer the brief perfectly.…

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