POST CATEGORY : Finance

What’s the Average Length of Car Ownership in the US?

If you lease a vehicle, you may plan to have it for just a couple of years. If you buy one, though, you might plan on having it for a much longer time. That assumes, of course, that the vehicle does well for you and fulfills all of your needs.

Car ownership

You can look into bad credit car loans, Salt Lake City residents, if you don’t have the best credit score but still need a vehicle. As you get your car, though, you may wonder what the average length of time is that someone owns a vehicle in the US. We’ll take a moment to talk about that right now.…

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The Silver Squeeze 2025: Why Investing in Silver Is the Way to Go

While gold hogs the spotlight in 2025’s volatile market, silver is quietly making its case — and fast. Trading near $42 per ounce as of late April, silver has surged over 35% year-to-date, significantly outperforming most asset classes. But unlike gold, silver isn’t just a hedge; it’s a hybrid. It’s both a precious metal and an industrial workhorse — and that dual identity makes it uniquely positioned for the challenges ahead.

Silver bullion

photo credit: Merwak / Pexels

Silver isn’t simply trailing gold’s coattails. It’s catching up to a reality investors can’t ignore: supply is constrained, demand is surging, and the financial world is waking up to silver’s strategic importance — from energy transition to de-dollarization.…

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Triple SSS Sports Cards’ Guide to the Most Iconic Baseball Cards of All Time

Based in Shelby Town, Michigan, Triple SSS Sports Cards is a premier online destination for vintage sports card enthusiasts. Founded by Mike and Mark Skerbe, the company has established itself as a trusted name in the industry with over 30 years of expertise. Specializing in appraisals and acquisitions of pre-1970 non-sports trading cards,

1954 Bowman Mickey Mantle baseball card

1954 Bowman Mickey Mantle baseball card – photo credit: cc0

Triple SSS Sports Cards offers collectors an extensive inventory of professionally graded cards. Actively engaging in major sports card shows and private transactions, the company has built a reputation for quality and service, making it a go-to source for card traders nationwide.…

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Michael Wolfe on Building Long-Term Financial Security – Key Retirement Strategies

A trusted advisor and martial arts trainer in Greenville, SC, Michael Wolfe brings decades of experience in financial services and community leadership. Since 2013, he has worked at Edward Jones, where he specializes in guiding individuals and nonprofits through comprehensive estate and legacy strategies. His expertise is backed by a strong academic background, including a PhD in history of religion from the University of Virginia and business leadership training from Duke University.

Retirement planning

In addition to his financial advisory role, Michael is a fourth-degree black belt and offers martial arts instruction to adults and children in Greenville. His holistic approach to discipline, planning, and personal growth positions him as a respected voice in financial planning and retirement strategy.…

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Tara Allyson Presta on Investing in Multifamily Properties

Tara Allyson Presta, a seasoned entrepreneur and business owner based in Newport Beach, California, brings extensive experience in property management and investment. As the former owner and operator of multiple businesses, including the Ramada Inn in Grand Junction, Colorado, and The Inn in Rock Springs, Wyoming, Ms. Presta has developed a keen understanding of real estate and asset management.

Multifamily properties

With a strong academic background in computer sciences, mathematics, and accounting, she combines analytical expertise with real-world business acumen to navigate the complexities of property investments. Her deep knowledge of the hospitality and real estate sectors positions her as a credible authority on multifamily property investments, helping investors maximize returns while mitigating risks.…

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Trust Fund Recovery Penalty: How Small Business Owners Can Protect Their Assets from IRS Action

IRS TFRP business protection

  • Trust Fund Recovery Penalty (TFRP) Risks: Small business owners may be personally responsible for unpaid payroll taxes, risking personal assets like homes and savings. 
  • Common Mistakes: Cash flow issues lead to unpaid payroll taxes, and failing to designate payments properly increases personal liability. 
  • IRS Enforcement: The IRS aggressively pursues responsible individuals, including business owners, officers, and check signers, even in bankruptcy. 
  • Prevention Strategies: Prioritize payroll taxes, correctly allocate payments, verify payroll providers, and seek expert help to avoid severe financial consequences.  

Running a small business comes with financial challenges, but few are as devastating as the IRS’s Trust Fund Recovery Penalty (TFRP).…

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Tranzbase: The Future of Seamless Online Banking and Transactions

In today’s fast-paced digital world, businesses and individuals require a reliable, efficient, and secure online payment platform to manage financial transactions. Tranzbase is a game-changing online banking solution that simplifies global and domestic money transfers, ensuring seamless financial operations. Whether you are looking for remote account opening, business money transfers, or international transactions via SWIFT, SEPA, FPS, or CHAPS, Tranzbase has you covered.

Tranzbase online banking

This article will explore the features, benefits, and advantages of Tranzbase while shedding light on why it is becoming a preferred choice for financial transactions worldwide.

What is Tranzbase?

Tranzbase is an innovative online payment platform designed to facilitate banking operations with ease.…

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Are You in E-Commerce? How to Navigate the Tariff Wars

The global e-commerce industry has experienced unprecedented growth over the past decade, fueled by technological advancements, changing consumer behaviors, and the rise of cross-border trade. However, this growth has also brought new challenges, particularly in the form of tariff wars.

Tariff wars

As governments impose tariffs and trade restrictions to protect domestic industries or address geopolitical tensions, e-commerce businesses are caught in the crossfire. For online retailers, understanding and navigating these tariff wars is essential to maintaining profitability and staying competitive.

Here’s a comprehensive guide to help e-commerce businesses thrive in this complex landscape.

What Are Tariff Wars, and Why Do They Matter for E-Commerce?

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Top 5 Financial Mistakes Small Business Owners Make In Q1

The first quarter (Q1) of the year is a critical time for small business owners. It sets the tone for the rest of the year, offering a fresh start to implement strategies, set goals, and establish financial discipline. However, Q1 is also a period where many small business owners fall into common financial pitfalls that can derail their progress.

Business owner making financial mistakes

Whether it’s poor cash flow management, inadequate budgeting, or overlooking tax obligations, these mistakes can have long-lasting consequences. In this article, we’ll explore the top five financial mistakes small business owners make in Q1 and provide actionable tips to avoid them.

1.

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What to Do If You Receive an IRS CP 2000 Notice: A Guide to Disputing Tax Discrepancies

  • The IRS CP 2000 notice alerts taxpayers to discrepancies between reported income and third-party records.
  • Common triggers include unreported stock sales, missed 1099s, or incomplete home sale documentation.
  • Ignoring a CP 2000 notice can lead to costly penalties, interest, and increased tax liability.
  • Responding with proper documentation, like cost basis or eligible deductions, can reduce or eliminate the proposed tax increase.

Businessman receiving IRS CP 2000 notice

The IRS has recently ramped up its issuance of CP 2000 notices, causing concern for many. This wave has left many taxpayers confused and stressed, especially when they receive unexpected letters informing them of discrepancies in their tax returns. Understanding these notices is crucial for avoiding costly penalties and interest, so let’s break down what they are, why they happen, and how to respond effectively.…

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