Are you one of the millions of Americans with no credit or bad credit? Don’t worry; you’re not alone. Establishing credit is one of the biggest challenges for people who don’t have a long credit history. But don’t despair – there are ways to establish credit and improve your credit score.
For many Americans, owning a home fulfills the American Dream. However, rising costs and stricter lending standards have made it difficult for many people to qualify for a traditional mortgage. Fortunately, some alternative lenders, like Associates Home Loan, are willing to work with borrowers with less-than-perfect credit. Associates Home Loan offers a variety of loan programs, including FHA loans, VA loans, and conventional mortgages.…Continue reading