POSTS TAGGED : personal finance

Why Millennials Need to Think About Buying Gold

If you are a millennial, you are probably still trying to launch a career, secure a job position, and perhaps make enough money to get married and settle down. Things like gold are probably the farthest from your mind, unless you are an investor or a trust fund owner. If you are, or ever have, thought about buying gold, then great. That means you are on your way to securing your future finances. If you have not, then you really should think about buying gold, along with saving and investing, to be better off financially in the coming decades.

Gold bar

Read below to find out why, as a millennial, you should consider buying gold.…

Continue reading →

Options For Handling Personal Debt Before Starting a Business

There are going to be times when people have a great idea to start a business, but still have some financial baggage in their personal monetary history. The question that hits: is it possible to start a new business while being privately in debt? The answer is – it depends. But, at the very least, having a goal for the personal debt is a must before you get too far into the details of your new business venture.

Paying personal debt

So to begin looking at your options overall, consider things like debt consolidation, taking out personal loans, talking to the SBA, getting angel investors on board, and using crowdfunding and crowdsourcing as a modern resource.…

Continue reading →

How To Deal With A Debt Collection Agency?

In recent times, ignoring creditors’ phone calls and failing their continuous attempts of setting the debts has become a massive issue. Though a majority of individuals do not ignore creditors intentionally but yet it seems like you are making a big mistake by avoiding them.

Debt collector

If you’ve been recently contacted by a debt collection agency for the first time, you may worry that this can happen again anytime in upcoming days. After all, those big long pending bills and lack of the time to pay it, is such a combination that one can never take lightly once the matter goes to a collection agency.…

Continue reading →

PPI Facts That You Should Know About

Payment Protection Insurance policies were sold to millions of people in the UK. Most of these PPI policies were mis-sold. Experts have estimated that the total value of these mis-sold PPI policies comes to nearly £50 billion pounds, with most of these mis-sold ppi policies being sold to consumers over the previous ten to fifteen years (2001 to 2016.)

PPI

PPI Compensation

Since 2011, when the UK banks lost a high court case, which forced them to pay out compensation to the victims of mis-sold PPI, £24 billion has been paid out in PPI Claims compensation to these individuals.

What Was PPI Mis Sold On?

…Continue reading →

How Credit Protection will Keep your Finances Safe

We live in a world where anything we do; we get rated on our performances. From Primary school, to high school and college, we all rely on a rating system to help us achieve our goals and get to the next level. The same applies for people who have credit cards.

Credit protection

Credit cards are a responsibility and a privilege at the same time. In order to obtain one, it means that you are a working and productive member of society, and have been deemed fit to have a credit card (or credit cards) in your name.

Credit cards are usual tools, we probably use them weekly, if not daily.…

Continue reading →

Money: Increasing The Value Of Your Home

CEOs – are you going to sell your home sometime in the near future? If so, you need to take the necessary steps to increase the value of your home.  One way to do that is by renovating your home.

Fixing up your home before selling it will ensure that you receive the highest amount of money from the transaction. Before a real estate agent guides potential buyers through your house, it’s important to make your domicile as attractive as possible.

Money house

Here is a list of simple things you can do to increase the value of your home. This list is geared around pleasing potential buyers, since their opinion of your home is important above all others.…

Continue reading →

PPI: Why You Need It (Plus Why And How To Make PPI Claims)

Payment protection insurance is something that few people in the UK ever consider until it’s too late. The biggest problem with insurance is that you can’t purchase it after the fact.

Payment protection insurance (PPI)

Just like any other form of insurance coverage, PPI is there to protect you and your family in a case of an emergency. It helps to keep you on your feet during hard times, preventing financial ruin and unnecessary bankruptcy. You can learn more about PPI by visiting www.lowfeeppiclaims.co.uk

Once you find yourself in dire financial straits, it’s too late to take out payment protection insurance coverage on your debts.…

Continue reading →

Look up Loan Facilities from Reputed Nordic Financial Services

Occasional urgent financial requirements may come up. It is a common problem all over the world, especially for small businesses and the average household.

Euro banknotes

Many individuals and businesses in European countries are increasingly facing the brunt of a volatile Euro economy. In a connected common circulation market, economic conditions of one member state inevitably affect another, and vice versa. Furthermore, drastic developments such as jailing of veteran bankers on accusations of fraud and money laundering have affected the market conditions. Usually, you may live normally from paycheck to paycheck, meeting all the bills. However, it becomes problematic when an urgent situation comes up or you spend excessively on credit.…

Continue reading →

A Helpful Guide to Credit Repair for Business Owners

Let’s be honest; it’s not uncommon for business owners to have personal finances which are in the toilet. It’s tough to start a business, no matter who you are.

If you are like most people, you weren’t independently wealthy when you started your business. Your new company was a big risk. It probably still is.

In the early days of a new business, entrepreneurs have to spend incredible amounts of time and energy on their big idea in order to have it take hold in the real world. During this time, it’s common for other aspects of life to suffer as a result: including personal credit health.…

Continue reading →

PPI Refunds: Claiming What Is Rightfully Yours with A Little Assistance

Money matter needs careful consideration whenever it is about any kind of loan or insurance. People who are taking loans for any purpose are bound to repay it later. Unfortunately, the insurance that you take is not really exactly what you need (read: Claiming would be a problem.)

PPI claims

There is always a chance that while securing payment protection insurance (PPI) you have been mis-sold. This is quite a common issue which has been coming to light lately. Not always that you will be able to catch it early, whenever it is known better start to reclaim what is rightfully yours.…

Continue reading →