What is Invoice Factoring and How Does it Work?

If you have been searching for a quick and easy way to finance your business activities, invoice factoring may be the best solution. Invoice factoring (also known as debt factoring, accounts receivable financing, and under other names) is a quick and easy way to get the cash you need to keep your business afloat. This is especially true if you are facing serious liquidity issues.

Invoice factoring

What Is Invoice Factoring?

Invoice factoring is a kind of financing arrangement that is available to businesses that are able to provide certain goods or services to other businesses (in the form of a B2B arrangement) or to agencies of the government (B2G).…

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Understanding Unsecured Business Loans

As a business manager you often end up in the situation in which you need some cash fast. It might be due to the fact that you have liquidity problems or it may be as you want to make a small investment. No matter the case, you might want to consider the unsecured business loans offered by lenders like STK Finans. They can be quite advantageous but there are cases when you should not consider the opportunity.

Unsecured business loans

The Need

A startup normally needs around $50,000 on average to get operations going. Obviously, the amount can vary a lot. The unsecured loans can easily target that amount.…

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Fundraising Rules That Small Business Owners Should Respect

Every single entrepreneur out there knows that there is a huge competition to get the money that investors have available. Fundraising is difficult, especially when you do not have experience and you do not know what to do. The common options like taking unsecured personal business loans from sites lenders like Lanemaklaren are great for smaller firms and for some people but on the long run, you have to learn how to get funding from investors.

Raising capital

If you want to drastically increase the possibility of convincing investors to give you their money, you want to follow many rules, practice and work very hard.…

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What You Don’t Know About Commercial Insurance Might Cost You

Commercial insurance is a cost that is an inevitable part of running a small business. Many business owners look at it as a type of tax that is just part of being in business. Many of these same business owners think negotiating for a lower premium is not worth their time because the coverages are all very similar. This could not be farther from the truth.

Commercial insurance

There are several things related to your commercial insurance policies that can drastically affect what your business pays for premium. Here are 5 factors that can help your business save when purchasing commercial insurance.

Know the difference between General and Professional Liability

General Liability Insurance is the most basic type of liability coverage any business can secure to protect their business.…

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How Reverse Mortgage Will Help Save Your Business

As a small business CEO, you know that businesses go through cycles. Sometimes business is so good that you can’t keep up with demand. Other times, it seems like the market is stuck in the mud. Customers are not coming through the door and your expenses keep piling up. What can you do? Banks won’t finance your business, even though you have a long history in the market.

Business funding via reverse mortgage

Well, if you are over 62-years-old, I have a secret financial weapon which could help you save your business. It’s called a reverse mortgage, and it could be just the ticket to get you the money you need.…

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Tips to Start Your Business on the Right Financial Footing

Starting a business will be one of the most difficult things that you ever do, so many new things to learn, so much hard work to put in and a lot of pressure on making it a success. The best thing you can do for your future business is to ensure that before you start, you have everything in place that you are going to need, fail to prepare and prepare to fail, this motto could not be more true when it comes to a start-up business.

Startup financial management

One of the key things that you need to have in place is your finances and a plan for your finances once the business starts, here are some tips on how you can ensure your financially prepared to start a business.…

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5 Organizational Tips For Smart Business Money Management

Personal money management is tough enough, but when you try to manage money for an entire business or brand, things become even more complicated and convoluted. And that’s why there are specialized tools and organizational tips specifically for business finance managers.

Business money management

Five tips in particular might include hints like making sure that you shorten your selling cycles, use social elements for natural brand promotion, get feedback from early adopters, keep personal and professional finances separate, and use project management software to help synchronize all of your business communications with respect to money flow.

Shorten Your Cycles

A recurring problem in business finances happens when financial cycles take too long to complete.…

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Loan Officers: Advocates to Small Business

Working as a mortgage loan officer can sound like a fairly straightforward job. People apply, you evaluate, you notify, you close. It doesn’t sound too complex.

Loan officer counselling client

But of course, nothing is as simple as it seems at first look. The reality is that mortgage loan officers do far more than that. For example, the staff at Eagle Home Mortgage provides an important source of information to applicants, giving them information that can help them succeed.

This is true for more than just homeowners. It applies to businesses too. Because so many small businesses are sole proprietorships or partnerships, their owners don’t have the resources to research a lot of very important information.…

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5 Unusual Business Funding Sources to Tap

When your back is against the wall and you find you need some significant cashflow, which you don’t have, for your business to make it in the next 30 days or so, often times conventional funding sources just aren’t an option.

Business funding

When the wolf’s at the door and/or you need money to launch/expand quickly, there’s simply no time to seek out bank loans, commercial mortgages, venture capitalists, angel funding, family loans, etc.

If that’s the position you find your business in currently, you might just want to give one of the following 5 unusual funding sources a shot:

1. Invoice Factoring

Invoice factoring is perhaps the most popular among the unusual methods for financing a business.…

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XTrade and Online Trading – What You Should Know

XTrade is just one of the many trading brokers out there, but unlike most other brokers, it offers you to trade in CFDs instead of trading directly with the underlying asset. What is CFD? It stands for Contracts For Differences.

CFD - Contract For Difference

Like binary options, it is a derivative instrument, however, unlike binary options, you do not win all or lose all. Instead, a losing scenario could see you either losing all of your money or losing only a part of it. This is because CFDs gives you the opportunity to earn money from the difference in the asking and closing price.

Leverage And Ratio

So, if the price of a certain asset like USD/EUR opens at 1.6 and closes at 1.8, you earn 0.2.…

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