Are You Ready for a Mortgage?

As a CEO, you’re used to making some big decisions. Every day, you’re responsible for securing the future of your business, and for helping it to thrive. However, sometimes the most momentous choices that you have to make affect your personal rather than your professional life.

Taking mortgage

The money that you earn from your enterprising endeavours won’t just sit in your bank: you’ll use it to support, improve, and attain the lifestyle that you want. When your enterprise is doing well, you might choose to upgrade your home, and this is where one of these big decisions rears its head.

The question: are you really ready to upgrade?

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Why Covering Your Business Vehicles Is Important

No matter how good you think you are at fixing vehicles, you and your company will feel much safer having the right cover for all work vans and cars. For many small and new businesses it can be incredibly tempting to avoid the added expense of breakdown cover and any extras, especially when you feel confident fixing problems yourself.

Car insurance

However, this isn’t always the safest or cheapest option. Taking out breakdown cover and insurance for all your business vehicles will keep the business in a good position, especially in the event of any accidents.

Cost-effective Option

Breakdown cover is only really appreciated when your vehicle breaks down part way through a journey.…

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Save Money Sourcing a Business Car

Having a smart, professional looking vehicle is important for most small businesses. Whether it’s just for visiting clients and potential investors, or a necessary asset for the running of your company (such as gardening and catering businesses), this can be one of the largest expenses.

Business vehicles

Many will spend hours scouring the internet for the cheapest used cars and vans available. This isn’t always the most cost-effective method for sourcing a vehicle for your business though. For new and small companies especially, paying for a new or used car upfront can be a struggle and result in losing money in the long run.…

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The Many Benefits of Mobile Trading Platforms

For most forex traders, investing is something of a sideline. Many have existing businesses to deliver an income, and a multitude of commitments aside from those connected to their trades.

Mobile trading platforms

As a result, the advent of mobile trading – easy, straightforward, and perfect for investing on the go – has proved something of a revelation. It has opened the markets up to a whole new breed of investors, from entrepreneurs to housewives to overworked CEOs.

If you’re considering entering the world of forex yourself, here are three reasons why a mobile trading platform might prove the perfect choice for you.…

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Financial Pointers for the Start-Up Business Owner

Working for yourself and running a start-up business can be a dream come true for many, being both rewarding and profitable. However, if taking the risk and setting up on your own is something you’re willing to do, make sure you know which financial pitfalls to avoid. We’ve put together a guide below, covering some of the common money worries new business owner have, plus how to avoid them with our expert pointers.

Startup finance

Just Starting Out? Get advice before you jump ship and set up

If you haven’t set up your own business yet, or at least fully committed financially, get some advice.…

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How Crowd Funding is Best Option to Commence Startups

Any entrepreneur that is far off from the reach of domestic or international network of venture capital can rely on something that is modern and practical. This is the method of “Crowd Funding” that can get the much needed initial case or seed capital to an entrepreneur and have things commence as per the planned dates. Although many ecommerce online platforms and email marketing platforms like Mailigen are active in each continent, while some are pretty common across entire globe, but there are few things that ensure a successful crowd funding campaign.

Crowdfunding

  1. Idea: The entire business proposal or idea that the startup will be based upon matters a lot.
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3 Ways to Cut Upfront Costs When Starting a Business

Starting your very own new business is an exciting time, but what isn’t so enjoyable is working out how you’re going to pay for everything that you need to get things going. It can cost thousands and thousands in the beginning to get everything up and running as you want, and then all of this will need to be made back later when you’re actually making money.

Cutting startup costs

Ultimately, the less you can spend on getting things going, the better. You’ll earn profits sooner, and things won’t be as difficult in the beginning, as you won’t need as much cash. Here are three cost-cutting tips you should follow when starting up a business:

Be Tight With Your Money

The first point is obvious really.…

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6 Money-Drainers of Small Businesses (and How to Overcome Them)

Is your business seeping cash for no reason? Some expenses are like a dripping faucet: you know it’s there, but it seems insignificant, so you let it go on too long. Others are more like a broken pipe underground, well-hidden but causing massive damage. Here are some places to check for financial leaks so you can stop your biggest money-drainers.

Leakage in your small business finances

Watch Your Staffing Costs

Staffing is a massive cost for most small businesses and a huge area of waste. Underperformers must be replaced quickly, because they prevent you from hiring excellent staff who could be moving your company forward. As your company grows and changes, your staffing needs will rapidly change.…

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Reward your Small Business with the Capital One Spark® Cash Card

Brought to you by Spark Business from Capital One

Obsessed about your business? No, you’re driven. Driven to go above and beyond. So why settle for a business credit card that limits how much cash back you earn? Or charges you for an employee card? In your business, you accept every obstacle, deadline, and challenge but that shouldn’t extend to your business card.

With Spark BusinessSM Credit Cards from Capital One®, you could earn 2% cash back on every purchase, and receive free employee cards. Now those are rewards you can accept.

Learn how you don’t have to settle for less and get all the details at www.capitalone.com/smallbusiness.…

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How to Avoid Late Payments as a Small Business

For small and big businesses alike, late payments can be the bane of a company. It’s a hassle to chase clients around, hounding after them to please pay up.

Sometimes it’s simply because it slipped their mind. Sometimes it isn’t, but either way there are strategies you can put in place to help avoid them.

Invoice

From invoicing techniques to contingency plans these techniques will help you to get paid on time.

The devil in the details of your invoice

Whether your invoice is digital or paper it needs to be as clear as possible. You want it to be easy to pay, and thus the amount owed and ways to pay should be marked clearly.…

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