POST CATEGORY : Finance

Smart Business Approaches To Handling Different Types of Loans

If you plan on starting a business, or perhaps plan on keeping a business going, by taking into consideration different types of loans, then it’s important to understand the ramifications of each possibility.

Business loan

Five types of transactions that can have an effect on your business financial possibilities include dealing with student loans, small business loans, loans from family and friends, private loans, and then the choice to take on credit card debt as a form of self-loan. Each movement of money with respect to these categories has its own pros and cons, especially if you have business matters sitting in the background of the decision.…

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The Good and the Bad of Car Title Loans for Startup Funding

For those who have been in operation for some time, it’ll be simpler to take a loan to grow your organization. Without giving a part of your company (like many startups do,) you occasionally need to jump through various hoops. Applying for a loan, they might even need to appoint a cosigner or make extra collateral available to back the loan.

Car title loan

But what if there is no cosigner or collateral available, and your company is suffering from cash flow problems? Seeking instant monetary support for your company, you can either choose the route that many companies take: Sell off your inventory, or your other assets.…

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5 Tips to Save on Printing Costs in the Office

The printer is one of the most used pieces of office equipment. Whether its copies of a resume for an interview or notices for employees, you’ll always have to print something. The problem is that printing isn’t exactly cheap.

Businesswoman printing documents

Fortunately, there are ways to save on your office printing costs, from the cartridges you empty to the paper you use. Here are five tips:

1. Use printers with separate cartridge slots

There’s nothing more expensive than replacing an entire printer cartridge when one ink color runs out. If your printer is an older model that combines ink types into one cartridge, then it might be time to replace it.…

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Smart Ways to Manage International Transactions for Your Small Business

Having an international presence is one of the best choices a small business can make.

With the international consuming class expected to grow by 75% to 4.2 billion people by 2025, expanding your operations overseas will give you the opportunity to capitalize on international demand and enhance sales potential of your current offerings.

International transaction

In addition, you get to source products from low-cost countries and recruit skilled individuals.

But while global expansion increases your potential for growth, it’s not without challenges. A major one is international payments. Conventional banks often put hefty fees on international transactions for businesses. Also, managing business finances across multiple currencies is no easy feat.…

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Corporate Billing Errors Cost Consumers Millions

Some corporations process customer billing in-house, but others pay 3rd-party services or even outsource their billing to foreign lands in order to save money. No matter how corporate billing is done, it’s a mistake to think that billing today is computerized and accurate.

Billing errors

Companies of all sizes make mistakes; even a single missed keystroke can wind up over-charging customers. Sometimes errors in the system go on unchecked for months, and wind up costing customers millions of dollars.

Telecom Errors

Cable TV, phone, internet, and so on are essential services today. However, there are some common telecom billing errors that customers should watch out for.…

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How To Deal With A Debt Collection Agency?

In recent times, ignoring creditors’ phone calls and failing their continuous attempts of setting the debts has become a massive issue. Though a majority of individuals do not ignore creditors intentionally but yet it seems like you are making a big mistake by avoiding them.

Debt collector

If you’ve been recently contacted by a debt collection agency for the first time, you may worry that this can happen again anytime in upcoming days. After all, those big long pending bills and lack of the time to pay it, is such a combination that one can never take lightly once the matter goes to a collection agency.…

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PPI Facts That You Should Know About

Payment Protection Insurance policies were sold to millions of people in the UK. Most of these PPI policies were mis-sold. Experts have estimated that the total value of these mis-sold PPI policies comes to nearly £50 billion pounds, with most of these mis-sold ppi policies being sold to consumers over the previous ten to fifteen years (2001 to 2016.)

PPI

PPI Compensation

Since 2011, when the UK banks lost a high court case, which forced them to pay out compensation to the victims of mis-sold PPI, £24 billion has been paid out in PPI Claims compensation to these individuals.

What Was PPI Mis Sold On?

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How Credit Protection will Keep your Finances Safe

We live in a world where anything we do; we get rated on our performances. From Primary school, to high school and college, we all rely on a rating system to help us achieve our goals and get to the next level. The same applies for people who have credit cards.

Credit protection

Credit cards are a responsibility and a privilege at the same time. In order to obtain one, it means that you are a working and productive member of society, and have been deemed fit to have a credit card (or credit cards) in your name.

Credit cards are usual tools, we probably use them weekly, if not daily.…

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How to Get Paid Faster Every Time You Send an Invoice

Getting your invoice paid faster is the most important goal for both small business owners and freelancers. This is the fastest way to having positive cash flow, which is very important for a business’s sustainability.

Fast

However, getting your invoices paid on time can be quite difficult. As one report showed, small businesses have to wait 72 days on average to get their invoices paid. That is more than two months from the time the invoice was sent, and in that time, there are bills, employees, and many other business expenses need to be paid.

Today we’ll look at how you can make sure you’ll get paid faster every single time you send your invoice.…

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8 Best Ways to Get Fund for Your Startup Easily

Funding for the startup is one of the most difficult areas for a newbie entrepreneur and going to start a new startup and as well wanting to seek out some cash for initiate the idea. Then don’t worry more; there are lots of ways where you can find funds if you have a brilliant and excitable idea and a good team.

Startup funding

Indeed, finding funds for startup is one of the toughest parts always and nowadays it become more competitive as well.

But if we talk positively, then we see there are two ulterior terms that lay behind every successful fundraising, which are,

A.

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