Each year, people find themselves unable to work due to a serious illness or injury. Statistically speaking, you can find yourself in this situation, and you won’t be able to earn income. Do you have enough savings to cover your bills and daily expenses? Would your sick pay help you get through those difficult times? If not, you might want to consider buying income protection insurance.
Keep on reading to find out everything you need to know about it!
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Continue readingA merchant account is basically an agreement between a merchant bank, retailer, and payment processor. It can allow your business to accept payments by credit and debit cards.
Whenever your customers pay for your product or service with a credit card online, the money should be deposited to the merchant account first. Within seven working days, the funds will be transferred to your business bank account.
In case you want to sell your products online, having at least one merchant account is a must since it will allow you to accept credit card payments on a 24-hour basis.
Obtaining the first merchant account might take some time.…
Continue readingDebt has a horrible way of sneaking up on you. While there are plenty of things you can do to escape its clutches, there are some tempting “fixes” you must avoid at all costs.
Source – Unsplash – Anh Nguyen
To ensure you don’t inadvertently make things worse while trying to make them better, steer clear of the following five mistakes people make when they get into debt:
When you panic, you don’t tend to think any further ahead than the moment you are in. This can lead you to act in ways that aren’t healthy for your future self.…
Continue readingIn a very short number of years, Uber has revolutionised the traditional taxi business industry throughout the world. Simply put, it has enabled millions of people to press a few buttons on their smartphone and have a cab driver pick them up from their current location in the shortest space of time.
The company is one of few in the technology industry to be valued at more than $70 billion, it operates in more than 630 cities worldwide.
This article will look to provide a brief explanation of the company’s business model. Uber was founded by Travis Kalanick and Garrett Camp, and is based in San Francisco, California, United States.…
Continue readingMobile phones showcase your personality. It is a must-have essential gadget for everyone. However, before buying the best mobiles for yourself or for your family members, you need to consider your budget.
If your budget is low and you are searching for the best budget mobiles then it is not a bad idea. But there are some criteria that you need to look up before you choose the best mobiles in 2020.
Here are the features that you need to consider in mobile phones under your budget,
The processor is an important factor because it determines how your phone works.…
Continue readingBusiness owners should never try to save money when they’re purchasing business insurance. Many situations, including accidents and non-functioning equipment, can spell disaster for a small business owner. If they don’t have the necessary insurance, they can easily lose the business.
Read the information below to learn about eight types of insurance that business owners should seriously consider.
Business owners who purchase general liability insurance stay protected from lawsuits that pertain to bodily injury if someone sustains injuries while on the premises. Property damage coverage goes into effect if someone claims a business owner damaged or destroyed their property.…
Continue readingSuccessful businesses find a product or service niche and learn how to excel in it. Entrepreneurs should find their niche before even drafting a business plan, but those who are already getting a business off the ground and want to become more focused can still play catch-up.
photo credit: Koma Indo / Flickr
Read on to find out how to identify a business’ unique niche and learn how to target particular audiences.
A niche market is a focused area of a general industry that targets a specific customer base and provides specialized products or services. Entrepreneurs should find a niche market that is currently underserved and find ways to provide much-needed products or services to that market, in particular.…
Continue readingForex or Foreign Exchange is an over the counter marketplace for exchanging currency. It’s a marketplace that is decentralized around the globe. This is the largest global market worth 5 trillion dollars. This is where you can exchange currency and make a sizable profit. However, working this exchange in real time is not an easy task.. In fact, most people find it difficult to earn a profit from trading forex.
Most experts in the business of foreign exchange say that at least 90% of traders lack the knowledge and insight about forex trading and end up with their efforts all going in vain..…
Continue readingOnline file sharing is convenient and lets users share large files quickly. In many cases, it’s desirable over sharing files via email. This is because emails limit the size of attachments that can be sent. Instead of fiddling with sharing files via email, you can simply send a collaborator a download link and you’re done.
There are lots of file-sharing services and it can feel like navigating through a maze on your journey to find one that works well. That’s why we’re here to help and will share 3 of the top services with you.
For most users, a few GBs of storage is essential.…
Continue readingUndertaking a new project can come up with a lot of challenging tasks. All from planning to directing the assigned venture, a team of proactive individuals can certainly help you in meeting your goal.
While on the other hand, even the slightest of remissness can nullify all your hard efforts. Hence it is necessary to ensure the equal contribution of each team member during the endeavor. Here’s how to bring your squad on the same page to get done with the job.
Communication remains the most crucial element in bringing the members together as a team. Concerning this, make sure to provide accessible communication channels and address all sorts of inputs from the individuals.…
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