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What is CIBIL Score and How to Improve Your CIBIL Score?

Does the word CIBIL score ring any bell? Do you know what it is? Or why does it matter to you? Well, read on!

CIBIL score refers to 3 numerical digits which signify the credit history effectiveness of an individual. CIBIL stands for Credit Information Bureau (India) Limited who prepares a Credit Information Report (CIR) for every individual.

CIBIL score

This score is essential to evaluate and approve loan applications.

A Brief Intro

Founded in 2000, CIBIL is India’s first Credit Information Company. It is also known as the Credit Bureau and is regulated under the Credit Information Companies Regulation Act, 2005. By providing fair ratings to each individual, they play a major role in preventing loan risks.…

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Common Cybersecurity Problems Faced By Business Owners

Cybersecurity threats can come at your business from a variety of angles. Any time money and sensitive data are involved, there is a cybercriminal waiting in the wings trying to steal it. These criminals can operate from any location and are so digitally-savvy, they’re nearly impossible for authorities to catch.

Cybersecurity

New cyberthreats emerge daily, meaning it can be difficult for even large corporations and cybersecurity professionals to keep up on the latest security issues. Software exploits are the predominant culprit as face-to-face scams and data theft from banking and credit cards become harder for criminals to get past. To prevent theft and embarrassment, you and your employees need to stay up to date; reading up on the latest cyberthreats on Google News, social media, etc.…

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Small Business Financing: A Few Misconceptions Addressed

Navigating the lending landscape seems to be an eternal struggle for small businesses – thanks to the series of misconceptions associated with small business financing, in general. Small business lending rules that existed 10 years ago, don’t really exist anymore. If you have a credit score of 680 or above, some kind of collateral and some experience to boot, you will easily qualify for a loan right? Not really! As a small business owner, there are still chances of you being turned away.

Small business financing miscoceptions addressed

Considering the difficulties of securing a financial assistance from banks—a bank loan itself is considered to be a myth – i.e.…

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Why Your Home Business Should Have an Office

With more and more people deciding to work from home or starting up their own business venture, the idea of working at an office seems to be fading. Why wouldn’t it when you can work from the comfort of your own home, hang out at a café and log on to their free Wi-Fi or anywhere else you can get work done?

Home business owner working at an office

However, depending on what type of work you are doing, having an office may actually be more beneficial to your business than you realize. Especially if you grow to the point of needed to hire a team, you’ll want a dedicated, organized space meant for your business.…

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Should Small Businesses Adopt Cryptocurrencies?

The ongoing buzz around cryptocurrencies and what they could do for businesses in the future is one that doesn’t look to be dying down any time soon, creating wealth to businesses adopting it, as well as those who are in the forefront of the cryptocurrency revolution, such as The Winklevoss brothers and the others in the Bitcoin Millionaire club. One of the hot topics in the discussion currently, however, is whether or not small businesses should start to accept cryptocurrencies as payments in the near future. Here, we’re exploring exactly that.

An Introduction To Cryptocurrencies

By definition, a cryptocurrency is a digital currency that relies on encryption techniques to regulate and verify transactions, transfers and the generation of new ‘coins’.…

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Ways on How Web Hosting Affects SEO Business

Many entrepreneurs don’t consider choosing the best web host because they don’t realize the impact this could have on business. If you are running an SEO business, you need to invest in quality hosting. With the competition in the SEO field gradually soaring, it could prove difficult to make meaningful progress if your choice of a hosting provider is not the best.

Web hosting for SEO business

To help you see what you could get from choosing the right web host, here are ways in which a good hosting provider will affect your SEO business.

Uptime or availability

While running an SEO business, one of the channels of marketing you could be using is search engine marketing.…

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4 Reasons why Small Business Entrepreneurs should start Blogging

For a business, promoting the product or service is the biggest task that can take away a large part of the investment. This investment cannot be afforded by small businesses which majorly rely on online promotion methods. One of the most effective ways for promoting your product or service is by blogging.

Blogging for business

Yes, blogging when combined with social media will help small business in promoting to wider audience. Unfortunately, many small businesses don’t consider blog effective because:

  • It takes commitment of time and resources in term of money
  • They don’t have the technical knowledge behind running the blog
  • It can be difficult to come up with regular topics for posts about the business

To tackle those issues, you can always hire freelancers to help you out.…

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5 Ways to Connect to In-Store Customers via Mobile

Some store owners bemoan the sight of shoppers peering at their phones as they wander the aisles and pick up what they need, but those owners lack vision. A customer on the phone is an opportunity to reach out, engage, and inspire loyalty — but only if you’re willing to provide the high-tech mobile services that your target market craves. It doesn’t take much, but it’s probably time you at least considered the idea of designing an app to benefit your business and help you with customer outreach.

Let Mobile Customers Skip the Line

The fastest way to a shopper’s heart is through a quick checkout line.…

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The Next Level: 4 Signs It’s Time to Expand Your Small Business

In the highly competitive world of small business, finding a way to carve out a niche in your industry is vital for success. According to recent studies, economic uncertainty is the main factor that prohibits small businesses from growing.

Business expansion meeting

If you are like most business owners, you have a number of ideas you want to put into practice. When the time comes to grow and expand your business, having a game plan in place is essential.

Generally, you will need to secure a business financing loan to fund this type of growth. Working with an experienced and reputable lender is the only way to ensure the loan you get is the right fit for your particular needs.…

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Bringing the Outside In

Some companies just love festooning their hallways, reception areas and meeting rooms with flowers and other plants. The sight and smell of greenery (and any other colours you care to throw into the mix) elevates the feeling in a building and, according to NASA, living plants help to filter out airborne pollution.

Employee working in a green workplace

Other companies think that a floral touch is too frilly and makes the place look fussy and unprofessional; they may also see caring for plants and buying in new flowers each week as unnecessary expenses. On balance, though, if you’re looking for offices to rent in Teddington, you’d be best served by bringing in a bit of the green stuff.…

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