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Frequently Asked Questions About Business Liability Insurance

No matter what type of business you operate — no matter how many employees you have, the equipment you use or whether you have a physical location — you need insurance. No business is immune from being sued; even when a business operates with every good intention, they may become the victim of any number of lawsuits.

FAQ

While the world of business insurance is vast, the essential type of coverage that every business needs is general liability insurance. Here are a few answers to questions you may have about liability insurance, so you can make more informed decisions about protecting your business:

What Does General Liability Insurance Cover?

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5 Elements Every Company Bio Should Have

A company’s bio is a powerful tool for conveying its story and values to potential customers and partners. It can help establish credibility, build trust, and differentiate the company from its competitors. However, not all company bios are created equal.

Business team developing business bio

Let’s look at five essential elements every company bio should have to showcase the company and its strengths effectively.

1. Leadership Team

The team section of a company bio should introduce the key players behind the organization’s success. It should highlight their expertise, experience, and achievements. A well-crafted team section can be a powerful tool for differentiating the company from its competitors and establishing its reputation as a leader in its industry.…

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Reasons You Shouldn’t Represent Yourself in a Pedestrian Injury Claim

If you’ve been injured in a pedestrian injury accident in California and do not choose to hire a personal injury lawyer, you risk not receiving the full compensation you deserve. While you do have the right to represent yourself, many things can go wrong if you are unfamiliar with California laws or the court systems. You also need experience working with insurance companies, as it takes skills to negotiate fair compensation.

Pedestrian

photo credit: Airam Dato-on / Pexels

Representing Yourself in a Pedestrian Injury Claim Puts You at Risk

The laws in the State of California protect pedestrians by providing them with certain rights when using public streets.…

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6 Reasons to Hire Your Children

Hiring your children to work for your company can be rewarding. However, you should comply with the set laws when employing them. Children under 14 years can’t be employed unless there’s an explicit exemption provided in federal law. Kids below 16 years employed in a non-agricultural setting in a business that you, the parents, solely own can work for any amount of hours and at any time of the day.

Family business

photo credit: Redd F / Unsplash

You can hire them to work in your farm in any occupation, provided it isn’t dangerous, for unlimited hours. However, you cannot employ your child in mining, manufacturing, roofing, and other hazardous jobs.…

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Top Errors Entrepreneurs Make When It Comes to Cybersecurity

Most businesses operate extensively online these days, which can save money, time, and headaches and bring benefits such as selling to people around the world and utilizing human assets, whether internal staff or external contractors, located anywhere.

Cybersecurity

However, one of the downsides of all this digital work and interactions is that it opens an organization up to potentially being hacked. All entrepreneurs should keep cybersecurity top of mind and continue focusing on it to protect their business and their staff, themselves, and other assets.

Whether you have a new business you want to protect with network security management tools or a well-established venture you think you’re already securing adequately, it’s wise to consider the choices you and your staff make.…

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6 Goals to Meet in Your Ecommerce SEO

Building a successful ecommerce website requires a different set of measurements and design parameters compared to other types of websites, like educational websites or official company websites. Unlike sites that only seek to inform readers about a certain subject or establish a brand’s authority in an industry, an ecommerce site needs to attract, engage, and encourage people to perform an action like purchasing a product from the business’s online catalog.

SEO

For many local businesses, an ecommerce website also serves as a first point of contact with potential customers. Filipino ecommerce entrepreneurs who are now entering the digital economy must ensure that their websites are hardworking enough to convert as many visitors as possible into customers.…

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9 Examples That Show You Can Trademark Almost Anything

Your audience knows your business through its trademarks — its name and logo, its slogan and the colors it uses in its branding. If your business becomes successful, competitors might want to take advantage of your reputation by mimicking your trademarks, but if you act fast, you can legally prevent them from infringing on your hard work and savvy. Trademark registration allows other businesses to identify what words, symbols and more have been claimed by other companies in operation — and it can also give you a glimpse into all the aspects of your business that are capable of being protected by trademark law.…

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Small Business Management 101: Best Practices for Growth and Sustainability

Running a small business is a challenging but rewarding endeavor. To achieve long-term success, it’s crucial to have a solid management strategy in place.

Managing small business growth

Here are some best practices for small business management that can help your business grow and thrive:

1. Define Your Business Goals

The first step in effective small business management is to define your goals. What do you want to achieve with your business? Your goals should be specific, measurable, and achievable. They should also be aligned with your values and vision for your business.

2. Build a Strong Team

Your team is critical to the success of your small business.…

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Leading by Example: 10 Practical Tips for Small Business Owners

Your actions and habits as a small business owner have a significant impact on your employees and the overall success of your venture. Leading by example is a strong method that may inspire and encourage your staff, promote a healthy work culture, and drive business success.

All-women small business leadership team

Here are some helpful hints for leading by example:

1. Set Clear Expectations

Clearly communicate your expectations to your team members. Outline your vision, goals, and values, and ensure everyone understands what is expected of them. When your team knows what success looks like, they can align their efforts accordingly.

2. Practice Empathy and Respect

Demonstrate empathy and respect towards your team members.…

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 Why You Should Hire an ERC Consultant

The COVID-19 pandemic has impacted the hospitality industry in a significant way, causing many businesses to face challenges such as decreased revenue, increased expenses, and decreased occupancy rates. In response to these challenges, the government has introduced several economic relief programs, including the Employee Retention Credit (ERC) refundable tax credit, which can provide significant benefits to hospitality businesses.

Employee Retention Credit (ERC) tax credit refund

The ERC is a refundable tax credit that was introduced by the Coronavirus Aid, Relief, and Economic Security (CARES) Act in March 2020. The credit is designed to provide financial relief to businesses that have been impacted by the pandemic and incentivize them to retain their employees.…

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